The answer to 'why is my evaporator coil smells bad' is that a smelly evaporator coil is usually caused by a buildup of mold, mildew, or bacteria. This can happen when the coil gets damp and doesn't dry out completely, providing a perfect environment for these microorganisms to grow.
Some common symptoms of a smelly evaporator coil include a musty or moldy odor coming from your HVAC system, reduced airflow, and poor indoor air quality. If left untreated, the problem can get worse over time and potentially cause health issues for people with allergies or respiratory conditions.