The answer to 'why is my air filter freezing up' is that a frozen air filter is typically caused by a problem with airflow in your HVAC system. When there is restricted airflow, the cold air from the evaporator coil can freeze the filter, causing it to become clogged and preventing proper air circulation.
Some common causes of a frozen air filter include a dirty filter, a blocked return vent, a malfunctioning blower fan, or a refrigerant leak. If the filter is freezing up, it's important to address the underlying issue to prevent further problems with your HVAC system.