The answer to 'do I need surge protection' is yes, surge protection is highly recommended for most homes. Electrical surges can occur from a variety of sources, including lightning strikes, power outages, and even normal household appliances turning on and off. These surges can damage sensitive electronic devices like computers, TVs, and smart home devices, leading to costly repairs or replacements.
Whole-home surge protectors are installed at your electrical panel and provide protection for your entire home's electrical system. Plug-in surge protectors can also be used to protect individual devices, but a whole-home solution is the best way to safeguard your home from damaging power surges.